Global PSP/EMI Matchmaking & Compliance Experts

We connect businesses with trusted payment providers worldwide and streamline the complex compliance onboarding process. Our network spans 150+ PSPs/EMIs across 40+ jurisdictions.

Find My Provider Partner With Us

98%

Success Rate

150+

PSP/EMI Partners

40+

Jurisdictions

24hAvg. Response Time

Our Value Proposition

We simplify the complex world of payment services by connecting businesses with the perfect providers while handling all compliance requirements.

Precision Matching

Our proprietary algorithm matches your business with providers based on 27 criteria including business model, risk profile, geography, and volume.

Compliance Expertise

We navigate complex regulatory landscapes with specialists in AML, KYC, and financial regulations across 40+ jurisdictions.

Time Savings

Reduce your provider search from months to days with our curated network of pre-vetted payment institutions.

Cost Efficiency

Our volume-based relationships secure preferential rates you couldn't access independently, saving 15-40% on processing fees.

Global Reach

Access local payment methods and currencies through our worldwide network of PSPs and EMIs.

Risk Mitigation

We monitor provider stability and performance, alerting you to potential issues before they impact your operations.

Tailored Solutions

Whether you're a payment provider looking for quality clients or a business seeking payment solutions, we have you covered.

For Payment Providers

Join our elite network of payment service providers and electronic money institutions to access pre-qualified clients that match your risk appetite and specialization.

Access to vetted merchants in your target markets
Reduced customer acquisition costs
Compliance pre-screening services
Volume-based revenue opportunities
Market intelligence and benchmarking

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For Businesses

Find the perfect payment provider tailored to your business model, risk profile, and geographic needs without the hassle of endless searches and compliance hurdles.

Matched with 3 ideal providers in 72 hours
Full compliance onboarding support
Negotiated preferential rates
Ongoing performance monitoring
Multi-provider redundancy options

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How It Works

Our streamlined process gets you matched with the right payment solutions faster than traditional approaches.

Needs Assessment

We analyze your business model, processing volumes, target markets, and risk profile through our detailed questionnaire.

Provider Matching

Our algorithm identifies 3-5 ideal providers from our network based on 27 matching criteria.

Compliance Prep

We prepare all required documentation and ensure your application meets regulatory requirements.

Introduction & Negotiation

We facilitate introductions and negotiate terms on your behalf for optimal pricing and conditions.

Onboarding Support

Our team guides you through technical integration and remains available for ongoing support.

Trusted by Industry Leaders

Hear from businesses and payment providers who've transformed their operations through our matchmaking platform.

FinRef matched us with three perfect PSPs for our high-risk e-commerce business when traditional providers kept rejecting us. Their compliance expertise made all the difference in getting approved.

James Donovan

CEO, Global Nutra

As a new EMI in the European market, FinRef has delivered a steady stream of qualified merchants that match our risk parameters. Their vetting process saves us countless hours in due diligence.

Maria Kowalski

Head of Sales, EuroPay EMI

We needed local payment methods in 7 Asian countries. FinRef connected us with regional specialists and negotiated rates 30% better than we could secure ourselves. The entire process took 2 weeks.

Thomas Lee

COO, TravelTech Asia

About FinRef

We're the bridge between innovative businesses and payment providers in the complex world of financial technology.

Global Payment Solutions, Simplified

Founded in 2018 by payments industry veterans, FinRef was created to solve a fundamental problem: the disconnect between businesses needing payment solutions and providers looking for quality merchants.

With team members from regulatory, banking, and fintech backgrounds, we understand both sides of the equation. Our network now spans 150+ payment providers across 40 jurisdictions, processing over $12B annually.

Regulatory Expertise

Our team includes former regulators and compliance officers who understand the nuances of financial licensing worldwide.

Strategic Partnerships

We maintain direct relationships with acquiring banks, card networks, and alternative payment methods to create complete solutions.

Data-Driven Matching

Our proprietary matching algorithm continuously learns from thousands of successful placements to improve recommendations.